Surnia Payment Switch is a PCI-certified, compact and high-performance implementation of Card Management System & Gateway System. It enabling the routing and processing of electronic fund transfers (EFT) across various systems, banks, and payment networks.The system based on Wisecard’s Surnia micro-service architecture that ensures security, scalability and a short implementation time. It is an all-in-one solution to settle payment transactions, implementing industry standard dispute & settlement, risk & fraud management processes, as well as the modules for card/document management, audit & traceability and key & user management.